Terms of Service
Last updated: June 11, 2026
1. Acceptance of Terms
By accessing or using legacylockinsurance.io and submitting any forms on this website, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use our services.
2. About Our Services
Legacy Lock Life Insurance is an independent marketing organization (IMO). We connect consumers with licensed insurance agents and carriers who can provide information about final expense and life insurance products. We are not an insurance carrier and do not sell insurance directly.
3. SMS Terms & Conditions
By providing your phone number and submitting our form, you expressly consent to receive SMS text messages from Legacy Lock Life Insurance and its licensed agent partners regarding your insurance inquiry.
- Message frequency varies based on your inquiry and agent follow-up
- Message and data rates may apply
- Reply STOP at any time to unsubscribe from SMS messages
- Reply HELP for assistance
- Opting out will not affect your ability to receive quotes by other means
4. No Obligation
Submitting your information through our website does not obligate you to purchase any insurance product. All quotes and consultations are provided free of charge with no commitment required.
5. Accuracy of Information
You agree to provide accurate, current, and complete information when submitting forms on our website. Providing false information may affect your ability to obtain accurate quotes or coverage.
6. Not Medical or Legal Advice
The information provided on this website is for general informational purposes only and does not constitute medical, legal, or financial advice. Coverage availability and premiums vary by state, age, health status, and individual circumstances.
7. Third Party Agents and Carriers
We work with licensed third-party insurance agents and carriers. We are not responsible for the actions, representations, or omissions of these third parties. Your relationship with any agent or carrier is governed by their own terms and agreements.
8. Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Legacy Lock Life Insurance and may not be reproduced without written permission.
9. Limitation of Liability
To the fullest extent permitted by law, Legacy Lock Life Insurance shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services.
10. Changes to Terms
We reserve the right to update these Terms of Service at any time. Continued use of our website after changes constitutes acceptance of the updated terms.
11. Contact Us
For questions about these Terms of Service, contact us at: